Please note the most detailed and
accurate information regarding Medicare can be found on www.medicare.gov.
The following information is intended to offer a summary of
Medicare and some of the options available.
Medicare is a federal health insurance
program that pays for a variety of health care expenses. It's
administered by the Centers for Medicare & Medicaid Services
(CMS), a division of the U.S. Department of Health & Human
Services (HHS). Medicare beneficiaries are typically senior
citizens aged 65 and older. Adults with certain approved medical
conditions (such as Lou Gehrig's desease) or qualifying permanent
disabilities may also be eligible for Medicare benefits.
Similar to Social Security, Medicare is
an entitlement program. Most U.S. citizens earn the right
to enroll in Medicare by working and paying their taxes for
a minimum required period. Even if you didn't work long enough
to be entitled to Medicare benefits, you may still be eligible
to enroll, but you might have to pay more.
Parts A and B are often referred to as
Original Medicare. Medicare Part C, or Medicare Advantage,
is private health insurance, while Medicare Part D offers
coverage for prescription drugs. The details below tell you
more about Medicare insurance plans, with an overview of the
The "parts" of Medicare
The types of Medicare programs are often referred to as Part
A, Part B, Part C, and Part D. Here's a rundown of what each
"Part" is about.
Medicare Part A
Medicare Part A is hospital insurance. Part A covers inpatient
hospital care, limited time in a skilled nursing care facility,
limited home health care services, and hospice care.
More information coming